Condo insurance provided by the homeowner's association can insure my mother and other people like her safety and protection from dangers nearby the surroundings of the condo. But the problem is, it will not insure our condo unit specifically, if a fire or an accident occurs in our home. The Homeowner's association will not be liable if something happens in the vicinity of our condo. This what worries my mother the most. Getting an insurance from them may be easy but the benefits do not guarantee safe living and protection against forces of nature. Maybe my mother should just try the
Hiscox insurance.